First Time Buyer help

Are you getting ready to take your first step on the property ladder?
We're here to offer guidance along each step of your journey, to make it as simple as possible.

First Time Buyer help

Are you getting ready to take your first step on the property ladder?
We're here to offer guidance along each step of your journey, to make it as simple as possible.

Mortgage starter videos

Learn the important basics on mortgages with these short explainer videos.
 

Mortgage eligibility explained

Understanding mortgage eligibility

Find out what the contributing factors are when applying for a mortgage.

Improve your eligibility
What you need to save for

What you need to save for

Lets look at all the costs related with buying a home, and make sure you budget for them.

How long will I need to save?
Agreement in principle explained

Agreement in Principle explained

Learn what an Agreement in Principle is, and why you need one when applying for a mortgage.

Start Agreement in Principle
Learn about mortgage types and schemes

Mortgage types and schemes

Understand the different mortgage types and schemes to support you getting on the property ladder, with a mortgage that's suitable for you.

Learn more on mortgage schemes
 

What do mortgage calculators do?

This quick video will break down the purpose and benefits of a mortgage calculator.

Using our mortgage calculator will help you take the next steps in your mortgage journey.

Use our mortgage calculator

First Time Buyer Guide

Our First Time Buyer guide covers everything you'll need to know as you go through your journey.

First time buyer guide

First Time Buyer Guide

Our First Time Buyer guide covers everything you'll need to know as you go through your journey.

First time buyer guide

On your mortgage journey

All the help you need to complete your mortgage, and get set up in your new home.

Halifax Conveyancing Service

  • Choose from up to 200 conveyancers to carry out the legal work for you.
  • Compare costs, locations and service ratings to help you make the right decision.
Hire a conveyancer

Exchanging contracts

We’re here to help you understand what the exchange of contracts means for your house move.

Contract exchange explained

Moving house checklist

Moving house can be a stressful time. Take the hassle out of moving day with our handy checklist.

Moving house checklist

Protecting your home

Find out how to protect your home and loved ones, after you’ve moved in.

Protect your new home

Make your new home more energy-efficient

Find out more about Green Home government schemes, and find tips on how to make your home more sustainable.

Help me go green!

You could lose your home if you don’t keep up your mortgage repayments

Want to talk to us?

Home hubs

Pop into a Halifax Home Hub for a chat with a mortgage expert. Try our interactive mortgage tools and find out more about our free first time buyer events.

Find a home hub

Book a mortgage appointment

If you need some help, you can speak to one of our Mortgage and Protection Advisers from the comfort of your own home.

Book a mortgage appointment

First time buyer events

We host free, online educational events with our First Time Buyer experts, to help you understand everything you need to know about buying your first home.


Sign up for free

First time buyer events

We host free, online educational events with our First Time Buyer experts, to help you understand everything you need to know about buying your first home.


Sign up for free

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